If you'd invested a fixed amount on a regular schedule (dollar-cost averaging), what would it be worth today — and would putting it all in at once have beaten it? Real market data, no code, no sign-up.
DCA is the simplest strategy there is. On HeroQuant you can backtest momentum, mean-reversion, risk-parity and more on the same real data — no code. See return, Sharpe and drawdown in seconds.
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Dollar-cost averaging (DCA) means investing a fixed amount on a regular schedule — say $100 every week — no matter the price. You buy more coins when the price is low and fewer when it's high, which smooths out your average entry and removes the stress of timing the market.
Lump sum means investing the whole amount at once. Because markets trend up over long periods, lump sum often ends ahead — but it carries full timing risk: buy right before a crash and you wait a long time to recover. This calculator runs both on the same real prices so you can see the trade-off for your coin and time frame.
No. It's an educational tool that simulates the past on historical data. Past performance does not guarantee future results.
Real daily closing prices from public crypto market data. Results assume buys at the daily closing price and ignore fees and taxes.
Historically, lump sum wins more often in steadily rising markets because your money is invested longer. DCA tends to win when you start near a peak or in choppy, sideways markets — and it always lowers timing risk. Try different start dates to see it.
No. Nothing is bought or sold here — it's a simulation on past data only. No wallet, no API keys, no sign-up.